Pricing

Just as you invest to make money, TMI is in business for the same purpose. As such we operate on a 3/30 Performance-Based fee structure.  Simply stated, it means that we charge 3 percent (3.0%) of total asset value as a management fee and 30 percent (30.0%) of profits earned.

Whilst our fees are slightly above market averages for similar services, we do not charge accounting or other operational fees that are reasonable and that are a normal cost of managing your investment and which are customary expenses with other investment firms.  The only exception to this rule are trading fees[1].

Our management fee is accrued annually and is paid out to TMI regardless of performance.  The profits earned percentage is calculated and paid out to TMI monthly.

The profits earned percentage is based on your account balance at the end of each month and is calculated on the remaining portion of the starting account balance minus the ending account balance.

In the event of a downswing in your account balance, you will not be accessed the profits earned percentage.  However, trading fees apply to all accounts regardless of performance and are charged monthly.

 

Hypothetical #1:

Profits Earned:

Your Initial Investment: $100000

3.0% management fee: $3000 ($100000 X 3%)

Trading Balance: $97000

Profit 1st Month: $10800

30.0% Profits Earned Fee: $3240 ($10800 x 30%) (paid to TMI)

Your profit: $7560 ($10800 – $3240)

Your new account balance 1st month: $104560 ($97000 + $7560)

*example excludes trading fees.

 

Hypothetical #2:

No Profits Earned:

Your Initial Investment: $100000

3.0% management fee: $3000 ($100000 X 3%)

Trading Balance: $97000

Profit 1st Month: -$1800

30.0% Profits Earned Fee: $0 (paid to TMI)

Your profit: -$1800

Your new account balance 1st month: $95200 ($97000 – $1800)

*example excludes trading fees.

 

[1] NOTE:

Trading fees, those fees charged by financial institutions to trade your investments, will be deducted from your balance on a monthly basis.

A detailed summary of fees accrued will be provided monthly to all investors, including a monthly performance summary of your investments.

 

For more information about investing with TMI, our fee structure or any other questions you may have pertaining our firm, please contact us.